Anlogically speaking, if you are afraid of water , learn to swim or die, but you need a coach. In real life, your friends,community,clients, relations the entire humanity is your coach, cajoaling you to become and be and accomplish and acheive what your higher purpose in life is to be.
The reasoning that I have to face my worst fear to over come them sounds ironical and a bit diabolically sucidal. But it maybe be indeed true. How else does one overcome them, my karma needs to be expatiated, if i dont overcome them or pass them, I will face them again and again till I adapt and evolve.